Just a quick bit of truth here for those of you who still read this blog... Your number one priority for the new year should be one thing: Saving Saving Saving This is the one thing we in america and a lot of people around the world can't grasp. Get out of debt as quick as possible. You CAN do it. Setup a budget and cut up the credit cards and pay off the loans, and stop borrowing. Also, get away from schemes that promise a large pay out in a short time. THERE ARE NO GET RICH QUICK SCHEMES! Making money sometimes takes a small investment, but it pays off when know what you are getting into and NEVER put any money in something unless you are not planning on getting it back. In other words, use only a fraction of what I call disposable income. If it doesn't work then you have lost nothing, but gained a valuable lesson to pass on to others. Peace, Love, Happiness. See you next year!
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