Rants, Raves, and off the wall opinions and more

Just a quick bit of truth here for those of you who still read this blog... Your number one priority for the new year should be one thing: Saving   Saving   Saving   This is the one thing we in america and a lot of people around the world can't grasp. Get out of debt as quick as possible. You CAN do it. Setup a budget and cut up the credit cards and pay off the loans, and stop borrowing. Also, get away from schemes that promise a large pay out in a short time. THERE ARE NO GET RICH QUICK SCHEMES! Making money sometimes takes a small investment, but it pays off when know what you are getting into and NEVER put any money in something unless you are not planning on getting it back. In other words, use only a fraction of what I call disposable income. If it doesn't work then you have lost nothing, but gained a valuable lesson to pass on to others. Peace, Love, Happiness. See you next year!

Just take moment out of whatever it is you are doing RIGHT NOW and take a deep breath.  Look around you and realize that another year has gone by and recap for yourself not what  you have done to make just your life better, but what have you done to help your neighbors,  and the world in general, to make the world a better place for all of us. We ARE after all a  global community whether we believe it or not thanks to the Internet, social media, and etc. Pass this on to others and share the love.

Thanksgiving is right around the corner here in the states as well as 'black Friday'. Then Christmas and new years are right around the corner. Well, now all that money you made during the year is ready to be spent. Budget yourself and don't impulse buy. Buy gifts only for those who truly deserve them and give freely out of the goodness of your heart not expecting to receive in return. Just the blessing of giving is the greatest gift of all!

Over the years of writing this blog and etc....I've come to the inevitable conclusion of something thing that I figured out a long time ago, but chose to deny somewhere along the way.  It is the inescapable fact that IF you want to make money you have to spend money.  That by itself is an innocuous statement.  However, when you have a job working brick and mortar somewhere you realize that you probably need a way to work.  You pay a bus, train, gas in a car, whatever, wherever.  Anyway you shake it, it costs you money.  IF you are creative you can earn a dollar here or there through several programs and coalesce that money into a paying program, but that is VERY difficult and often leads to failure as the free programs don't usually pay enough to sustain a paying programs monthly subscription fees.  You can be the person on the other side of the curtain, but there are development costs for a website and etc...and there are free domains ...